What Are Cost-Sharing Reductions (CSR) — and Why They Could Save You Thousands
If you’ve ever looked at Marketplace plans and wondered why one Silver plan looks so much better than another, you’re not imagining things.
Explore the latest articles from Mere Benefits—designed to help you navigate Medicare, the Marketplace, Social Security strategies, and more with clarity and confidence.

If you’ve ever looked at Marketplace plans and wondered why one Silver plan looks so much better than another, you’re not imagining things.

Open Enrollment brings opportunities — and unfortunately, it also brings scams.

Every year, the Affordable Care Act (ACA) Marketplace opens its doors for a limited time — and that window is now here.

Life happens. You might have looked at your health insurance options before and thought, "I can’t afford it" or "I’m stuck with my employer’s plan, even if it’s expensive." But the truth is — you might have more choices than you realize.

Many people in Jacksonville qualify for Marketplace plans (ACA/Obamacare), but feel lost when it comes time to enroll. Between confusing income estimates, provider directories, and endless plan names, it’s easy to feel stuck.

If you’ve been shopping for health insurance on the Marketplace, you might notice something missing—true PPO plans.
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