Group benefits are insurance and perks offered by employers to their teams, essential for attracting talent, boosting morale, and improving productivity. Mere can help your business design a competitive group benefits package that meets your team's needs and fits your budget, demonstrating your commitment to your employees' well-being.

A strong benefits package signals that an employer values their team, making the company more attractive to prospective employees and encouraging current staff to stay. Mere specializes in creating tailored benefits solutions that highlight your investment in your employees, helping you attract and retain top talent.

Common coverages include health, dental, vision, life, and disability insurance, plus retirement plans. Mere guides you through selecting the right mix of benefits, ensuring your package addresses your employees' priorities while aligning with your business objectives.

Yes, with strategic planning and the right partner, small businesses can provide affordable benefits. Mere works with you to leverage group purchasing power and select cost-effective plans that fit your small business's budget, ensuring you can offer valuable benefits to your team.

Deciding on benefits involves assessing your team's needs, budget, and industry standards. Mere assists by analyzing your specific situation, offering insights into the most valued and cost-effective benefits, ensuring your package meets both employee needs and your business goals.

Generally, businesses need a minimum of five W-2 employees to qualify for group benefits. Mere can help navigate the options available for your size business, ensuring you can provide competitive benefits packages even with a small team.

While not all benefits are mandated, certain regulations require businesses to offer specific types like health insurance, depending on the size of the company. Mere can help you understand your obligations and create a compliant, comprehensive benefits package that suits your business and your employees.

Group benefits can offer tax advantages, with employers often able to deduct costs and employees receiving benefits tax-free. Mere can advise on the tax benefits of different group benefits plans, helping you maximize tax advantages for your business and your employees.

Fully-insured plans involve paying premiums to an insurer, while self-insured plans mean the employer assumes the risk of covering costs. Mere can help you weigh the pros and cons of each option, guiding you to the best decision for your business's financial and operational needs.

Wellness programs improve employee health and can reduce healthcare costs. Mere supports the integration of wellness programs into your benefits package, enhancing employee satisfaction and potentially lowering insurance premiums through improved team health.

At Mere, we understand the challenges that businesses face when trying to provide competitive benefits to their teams while staying within budget. We've helped business owners just like you navigate the complexities of group insurance, tailoring plans that fit the unique needs of their employees.

When you connect with Mere, you're choosing a partner that:

• Listens to your goals and challenges.

• Provides tailored group benefit solutions that help your business thrive.

• Takes the guesswork out of compliance and plan selection.

With our expertise and commitment to simplicity, we make group benefits work for you and your team. Let's build a foundation of health and wealth for your business

Unlike many insurance agencies, Mere does not charge an administrative fee. We are compensated through a commission paid by the insurance carrier(s) that your group chooses to work with once enrolled.

This means there’s no additional cost to you—our compensation does not affect the premiums of the plans you select. You get expert guidance and personalized service at no extra expense to your business.

We would love the opportunity to earn your trust and partnership by helping you and your team with their benefits. Depending on your current plan options, there may be opportunities for Mere to take over as your Agent of Record (AOR) without disrupting your current benefit offerings.

As part of the transition, we’ll conduct a comprehensive analysis of your existing group benefits to ensure they align with your team’s needs and your business goals moving forward. Our goal is to simplify the process, provide expert guidance, and make sure you have the best solutions in place