Chronic Conditions & Medicare
Living with a chronic health condition isn’t just about doctor visits and prescriptions — it’s navigating a system that often feels too complex, too impersonal, and too slow to meet your needs.
You shouldn’t have to figure it out alone.
At Mere, we guide individuals with long-term health challenges through Chronic Special Needs Plans (C-SNPs) — a type of Medicare Advantage plan designed specifically for those managing serious, ongoing conditions.
What’s a Chronic Special Needs Plan (C-SNP)?
C-SNPs are not your average Medicare plan.
These plans are tailored for people diagnosed with specific chronic illnesses such as:
Diabetes
Congestive Heart Failure
COPD
Cardiovascular Disease
End-Stage Renal Disease (ESRD)
And other qualifying conditions
They offer coordinated care, targeted support, and extra benefits to help you better manage your condition — and your quality of life.
The Problem: Most Medicare Plans Aren’t Built for Chronic Needs.
If you’ve ever felt like your Medicare Advantage plan didn’t “get” your health journey, you’re not alone.
Many plans treat chronic conditions as an afterthought — not a core focus.
That’s where C-SNPs come in. These plans are built from the ground up to:
Prioritize the condition you’re living with
Offer access to a team of specialists
Coordinate prescriptions and treatments
Reduce unnecessary hospital visits
Include extra benefits (like meals, rides to appointments, or case managers)
Book An Appointment NOW!
Ready to secure your peace of mind through the best health insurance plan for you and your family?
Look no further! Mere is here to guide you every step of the way.
We Help You Navigate What’s Available in Your Area.
Every C-SNP is different depending on the insurance company and the county you live in.
Our team at Mere simplifies the process:
We confirm your eligibility
We compare plan options across companies
We connect you with extra savings like drug discount programs
We stay with you year after year to ensure your plan still fits
Real Help for Real People.
We’ve helped thousands of individuals — many just like you — find plans that make their life easier, not harder.
We’re not here to “sell” you. We’re here to serve you.
Whether you’re:
Tired of paying too much out of pocket
Not getting the care coordination you need
Or just unsure what options are out there
We can help.
Special Bonus at Mere: Help with Medication Costs
Did you know we partner with a local pharmacist and have access to a special database that helps people (of all ages!) save money on their prescriptions?
We look up options like:
Patient Assistance Programs
Retail savings cards
Medication grants
Manufacturer discounts
We even offer free presentations for churches, support groups, and community organizations that want to learn more.
Let’s Find Out if You Qualify.
You may be eligible for a Chronic Special Needs Plan if:
You’ve been diagnosed with a qualifying chronic condition
You have Medicare Part A & B
You live in a service area that offers a C-SNP
And you’re not already enrolled in a conflicting plan
Not sure? That’s why we’re here.
Have questions?
Our MereCare Team is here to help you every step of the way—from scheduling your appointment to making sure your enrollment is smooth and stress-free.
Frequently Asked Questions
What’s the difference between a regular Medicare Advantage plan and a Chronic Special Needs Plan?
C-SNPs offer tailored benefits and care coordination specifically for people with certain chronic conditions. Regular Medicare Advantage plans may not offer this focused level of support.
How do I know if I qualify for a C-SNP?
If you’ve been diagnosed with a condition like diabetes, heart disease, or COPD, you may qualify. Some areas even have plans for those who are currently receiving dialysis treatment or diagnosed with Alzheimer's or dementia. We'll help you.
Can I keep my current doctors?
We’ll help you review which doctors are in-network for each plan. Some C-SNPs are HMOs with specific provider networks, but we always try to prioritize continuity of care.
Do C-SNPs cost more?
Not necessarily. Many C-SNPs have low or $0 premiums, and the additional benefits often help reduce out-of-pocket costs overall.
What if I don’t qualify for a C-SNP?
We can help you explore other Medicare Advantage or Supplement options — and look for additional ways to save on prescriptions and care.
Ready to Talk?
Let’s schedule a free consultation and see if a Chronic Special Needs Plan is the right fit for you or someone you love.
We’ll simplify your coverage — and support your health journey.
#simplyforyourbenefit
Certified Medicare Insurance Planner™
DBA, authorizes the use of its trademarks CMIP®, and Certified Medicare Insurance Planner™ to agents that have met Certified Medicare Insurance Planner™, DBA administration's initial and ongoing requirements. The Federal Government, CMS, and Medicare do not affiliate with or endorse ANY professional designation, which includes the CMIP® designation.
Quick Links
Schedule a Call
Contact Us
Need Help? The MereCare Team is here for you year-round.
Licensed Insurance Agency
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
This website is not affiliated with or endorsed by any government agency, including the United States government, the federal Medicare program, the Social Security Administration, the Department of Health and Human Services, or the Centers for Medicare & Medicaid Services.
This is a proprietary website and is not associated with Healthcare.gov.
Accessibility
We’re committed to making our website accessible to everyone. If you have any difficulty accessing any part of our site, please call 904-654-5450 or email info@merebenefits.com. We’ll be happy to help.
© Copyright 2025. Mere Benefits.