Mere Benefits
Chronic Conditions & Medicare

Living with a chronic health condition isn’t just about doctor visits and prescriptions — it’s navigating a system that often feels too complex, too impersonal, and too slow to meet your needs.


You shouldn’t have to figure it out alone.


At Mere, we guide individuals with long-term health challenges through Chronic Special Needs Plans (C-SNPs) — a type of Medicare Advantage plan designed specifically for those managing serious, ongoing conditions.

What’s a Chronic Special Needs Plan (C-SNP)?

C-SNPs are not your average Medicare plan.

These plans are tailored for people diagnosed with specific chronic illnesses such as:

  • Diabetes

  • Congestive Heart Failure

  • COPD

  • Cardiovascular Disease

  • End-Stage Renal Disease (ESRD)

  • And other qualifying conditions

They offer coordinated care, targeted support, and extra benefits to help you better manage your condition — and your quality of life.

Elderly woman having checkup

The Problem: Most Medicare Plans Aren’t Built for Chronic Needs.


If you’ve ever felt like your Medicare Advantage plan didn’t “get” your health journey, you’re not alone.

Many plans treat chronic conditions as an afterthought — not a core focus.

That’s where C-SNPs come in. These plans are built from the ground up to:

  • Prioritize the condition you’re living with

  • Offer access to a team of specialists

  • Coordinate prescriptions and treatments

  • Reduce unnecessary hospital visits

  • Include extra benefits (like meals, rides to appointments, or case managers)

Book An Appointment NOW!

Ready to secure your peace of mind through the best health insurance plan for you and your family? Look no further! Mere is here to guide you every step of the way.

We Help You Navigate What’s Available in Your Area.


Every C-SNP is different depending on the insurance company and the county you live in.

Our team at Mere simplifies the process:

  • We confirm your eligibility

  • We compare plan options across companies

  • We connect you with extra savings like drug discount programs

  • We stay with you year after year to ensure your plan still fits

Real Help for Real People.

We’ve helped thousands of individuals — many just like you — find plans that make their life easier, not harder.

We’re not here to “sell” you. We’re here to serve you.

Whether you’re:

  • Tired of paying too much out of pocket

  • Not getting the care coordination you need

  • Or just unsure what options are out there

We can help.

Couple happy after getting help about their insurance coverage

Special Bonus at Mere: Help with Medication Costs

Did you know we partner with a local pharmacist and have access to a special database that helps people (of all ages!) save money on their prescriptions?

We look up options like:

  • Patient Assistance Programs

  • Retail savings cards

  • Medication grants

  • Manufacturer discounts

We even offer free presentations for churches, support groups, and community organizations that want to learn more.

Let’s Find Out if You Qualify.

You may be eligible for a Chronic Special Needs Plan if:

  • You’ve been diagnosed with a qualifying chronic condition

  • You have Medicare Part A & B

  • You live in a service area that offers a C-SNP

  • And you’re not already enrolled in a conflicting plan

Not sure? That’s why we’re here.

Agent assisting client about application to insurance

Have questions?


Our MereCare Team is here to help you every step of the way—from scheduling your appointment to making sure your enrollment is smooth and stress-free.

Frequently Asked Questions

What’s the difference between a regular Medicare Advantage plan and a Chronic Special Needs Plan?

C-SNPs offer tailored benefits and care coordination specifically for people with certain chronic conditions. Regular Medicare Advantage plans may not offer this focused level of support.

How do I know if I qualify for a C-SNP?

If you’ve been diagnosed with a condition like diabetes, heart disease, or COPD, you may qualify. Some areas even have plans for those who are currently receiving dialysis treatment or diagnosed with Alzheimer's or dementia. We'll help you.

Can I keep my current doctors?

We’ll help you review which doctors are in-network for each plan. Some C-SNPs are HMOs with specific provider networks, but we always try to prioritize continuity of care.

Do C-SNPs cost more?

Not necessarily. Many C-SNPs have low or $0 premiums, and the additional benefits often help reduce out-of-pocket costs overall.

What if I don’t qualify for a C-SNP?

We can help you explore other Medicare Advantage or Supplement options — and look for additional ways to save on prescriptions and care.

Ready to Talk?


Let’s schedule a free consultation and see if a Chronic Special Needs Plan is the right fit for you or someone you love.

We’ll simplify your coverage — and support your health journey.

#simplyforyourbenefit

Licensed Insurance Agency

Not connected with or endorsed by the United States government or the federal Medicare program

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or ‍1-800-MEDICARE to get information on all of your options.

Medicare has neither reviewed nor endorsed this information. Not affiliate with or endorsed by the United States government, the federal Medicare program. Social Security, or
Healthcare.gov.


Accessibility:
We are committed to making our website accessible to everyone. If you have any difficulty accessing our site, please call us at 904-654-5450 or email us at
[email protected]. We’ll be happy to help.

© Copyright 2025. Mere Benefits.

All Right Reserved