Mere Benefits
Florida KidCare & Medicaid

Helping your kids stay covered—even if you don’t qualify for Medicaid

The Problem:

Parents Want Affordable, Reliable Coverage for Their Kids


But navigating Medicaid, CHIP, or Florida KidCare can feel like a maze—and it’s not always clear who qualifies or what to do next.

Here’s What You Need to Know:

Florida KidCare is the umbrella program that includes:

  • Medicaid for children

  • MediKids (ages 1–4)

  • Florida Healthy Kids (ages 5–18)

  • CMS Health Plan (for children with special medical needs)


Coverage is based on household size and income, and no child is ever turned away. Even if your income is too high for subsidized coverage, you may still be able to enroll your child in a full-pay KidCare plan.

How Much Does Florida KidCare Cost?

  • $0–$20/month per child for low to moderate income households

  • Around $250/month per child for full-pay plans (based on age and county)

When to Reach Out to Us Instead:

If you’ve applied for Florida KidCare and:

  • You’ve been told your child doesn’t qualify

  • You're required to pay the full cost ($250+/mo)

  • Your child needs access to PPO doctors or out-of-state care

  • You’re looking for options that better fit your family’s needs


That’s where we come in.

We can explore affordable private options and guide you through what's available for your child—and your whole family.

Lost Medicaid or Recently Denied?

If your child (or you) recently lost Medicaid coverage, or were denied, you may qualify for a Special Enrollment Period (SEP).

💡 SEP = A limited time window to enroll in Marketplace or private health insurance after certain life events.

We help families use this time wisely to avoid gaps in care or penalties.

You may need proof of denial or loss of coverage, so don’t delay—reach out to our office today.

Not enrolling for yourself?


Our Life Stage Hub can help you understand coverage needs at any age.

We're Here to Help—At No Cost to You


We don’t sell Florida KidCare plans, but we do help families figure out their best next step.

And if KidCare isn’t the right fit, we’ll show you affordable alternatives that may offer broader access or better value.


 Let’s make sure your child gets the care they deserve—without the confusion.

Frequently Asked Questions

Do you help people apply for Florida KidCare?

No. We are not affiliated with Florida KidCare and do not help with applications. You can apply directly at floridakidcare.org.

What if I don’t qualify for subsidized KidCare?

If you're required to pay full cost (often $250+/month per child), contact us to explore more affordable private plans for your child.

Do you offer Medicaid for children?

No. We do not work for or represent Medicaid. If you need help applying or have questions, contact the Florida Department of Children and Families (DCF) at myflfamilies.com.

Can my child stay on KidCare if I don’t have insurance?

Yes. Eligibility is based on your child’s age and household income, not your own coverage.

Disclaimer: Mere Benefits is a private insurance agency and is not affiliated with or endorsed by Florida KidCare, Medicaid, the Department of Children and Families (DCF), or any government agency. We do not help clients apply for government health insurance programs, but we provide education to help you understand your options.

Need Help? The MereCare Team is here for you year-round.

Licensed Insurance Agency


We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

This website is not affiliated with or endorsed by any government agency, including the United States government, the federal Medicare program, the Social Security Administration, the Department of Health and Human Services, or the Centers for Medicare & Medicaid Services.

This is a proprietary website and is not associated with Healthcare.gov.


Accessibility

 We’re committed to making our website accessible to everyone. If you have any difficulty accessing any part of our site, please call 904-654-5450 or email info@merebenefits.com. We’ll be happy to help.

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