Florida KidCare & Medicaid
Helping your kids stay covered—even if you don’t qualify for Medicaid
The Problem: Parents Want Affordable, Reliable Coverage for Their Kids
But navigating Medicaid, CHIP, or Florida KidCare can feel like a maze—and it’s not always clear who qualifies or what to do next.
Here’s What You Need to Know:
Florida KidCare is the umbrella program that includes:
Medicaid for children
MediKids (ages 1–4)
Florida Healthy Kids (ages 5–18)
CMS Health Plan (for children with special medical needs)
Coverage is based on household size and income, and no child is ever turned away. Even if your income is too high for subsidized coverage, you may still be able to enroll your child in a full-pay KidCare plan.
How Much Does Florida KidCare Cost?
$0–$20/month per child for low to moderate income households
Around $250/month per child for full-pay plans (based on age and county)
When to Reach Out to Us Instead:
If you’ve applied for Florida KidCare and:
You’ve been told your child doesn’t qualify
You're required to pay the full cost ($250+/mo)
Your child needs access to PPO doctors or out-of-state care
You’re looking for options that better fit your family’s needs
That’s where we come in.
We can explore affordable private options and guide you through what's available for your child—and your whole family.
Lost Medicaid or Recently Denied?
If your child (or you) recently lost Medicaid coverage, or were denied, you may qualify for a Special Enrollment Period (SEP).
💡 SEP = A limited time window to enroll in Marketplace or private health insurance after certain life events.
We help families use this time wisely to avoid gaps in care or penalties.
You may need proof of denial or loss of coverage, so don’t delay—reach out to our office today.
Not enrolling for yourself?
Our Life Stage Hub can help you understand coverage needs at any age.
We're Here to Help—At No Cost to You
We don’t sell Florida KidCare plans, but we do help families figure out their best next step.
And if KidCare isn’t the right fit, we’ll show you affordable alternatives that may offer broader access or better value.
Let’s make sure your child gets the care they deserve—without the confusion.
Do you help people apply for Florida KidCare?
No. We are not affiliated with Florida KidCare and do not help with applications. You can apply directly at floridakidcare.org.
What if I don’t qualify for subsidized KidCare?
If you're required to pay full cost (often $250+/month per child), contact us to explore more affordable private plans for your child.
Do you offer Medicaid for children?
No. We do not work for or represent Medicaid. If you need help applying or have questions, contact the Florida Department of Children and Families (DCF) at myflfamilies.com.
Can my child stay on KidCare if I don’t have insurance?
Yes. Eligibility is based on your child’s age and household income, not your own coverage.
Disclaimer : Mere Benefits is a private insurance agency and is not affiliated with or endorsed by Florida KidCare, Medicaid, the Department of Children and Families (DCF), or any government agency. We do not help clients apply for government health insurance programs, but we provide education to help you understand your options.
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Not connected with or endorsed by the United States government or the federal Medicare program
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Medicare has neither reviewed nor endorsed this information. Not affiliate with or endorsed by the United States government, the federal Medicare program. Social Security, or
Healthcare.gov.
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