Health Coverage That Fits Life in St. John’s County
Health Coverage That Fits Life in St. John’s County
Serving St. Augustine, Nocatee, Fruit Cove, and beyond with expert guidance for Medicare, ACA, private plans, and alternative options like Direct Primary Care.
The Challenge
St. John’s County is one of the fastest-growing and most affluent areas in Florida. Many residents earn too much to qualify for Marketplace subsidies—yet they still want affordable, flexible healthcare options. Whether you’re nearing retirement, self-employed, or raising a family, finding coverage that actually works with local providers can be a challenge.
Our Experience, Your Advantage
At Mere Benefits, we’ve helped thousands of Floridians since 2010 and have proudly served St. John’s County since 2018. We understand the plans that work best with St. Vincent’s, Baptist South, Baptist Beaches, UF Health Flagler, and Mayo Clinic, which is often a priority for those in our community.
Our Services in St. John’s County
Medicare Guidance for Retirees Turning 65 or reviewing your current plan? We’ll compare Medicare Advantage, Supplements, and prescription drug coverage—so you have a plan that works with both local and specialty providers like Mayo.
Marketplace & ACA Health Plans If you don’t qualify for a subsidy, Marketplace plans can get expensive—and many are limited by HMO networks. We’ll help you evaluate all your options, from ACA to private PPOs.
Direct Primary Care & Alternative Coverage Direct Primary Care (DPC) is growing rapidly in St. John’s County because it offers a personalized approach to healthcare. We help you pair DPC with private PPOs or cost-sharing plans (like Medi-Share) so you’re covered for major expenses like hospital stays, surgeries, or emergencies.
Self-Employed Health Solutions For business owners and high-income earners, we design flexible health coverage strategies that combine tax efficiency with top-tier benefits.
Group Benefits for Small Businesses Growing companies in St. John’s and Nocatee turn to us to create competitive, affordable group plans that help attract and retain talent.
Social Security & Retirement Planning As a Registered Social Security Analyst (RSSA®), we help you optimize your benefits and plan for the long-term—ensuring your retirement and healthcare are aligned.
Veterans’ Coverage We offer private plans that complement VA or TRICARE benefits, helping veterans and their families close any gaps.
Communities We Serve
We proudly serve St. Augustine, St. John’s, Fruit Cove, Hastings, Nocatee, Palm Valley, Vilano Beach, and St. Augustine Beach. Our team understands the unique healthcare needs of this community and the importance of access to top hospitals like UF Health Flagler, Baptist South, Ascension St. Vincents and Mayo Clinic.
Your Plan, Simplified
Schedule Your Free Review. We’ll understand your needs and preferences.
Compare All Options. From ACA to private PPOs and DPC pairings, we’ll find what works for you.
Enjoy Peace of Mind. Walk away confident that your coverage fits your lifestyle and doctors.
The Life You Want
With the right coverage, you can enjoy historic St. Augustine, the beaches, and the thriving St. John’s community without stressing about healthcare costs or network limits.
We proudly serve families, individuals, and small businesses throughout Northeast Florida.
Whether you're exploring Medicare, Marketplace plans, or group coverage options, our team at Mere Benefits is here to help—locally and personally.
Jacksonville & Duval County
Clay County
St. John’s County
Nassau County
Get local, trusted help with your health coverage today.
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Licensed Insurance Agency
Not connected with or endorsed by the United States government or the federal Medicare program
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Medicare has neither reviewed nor endorsed this information. Not affiliate with or endorsed by the United States government, the federal Medicare program. Social Security, or
Healthcare.gov.
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