Veterans & Medicare
Honoring Service with Support that matters. Because navigating Medicare shouldn't feel like another battle.
You served our country. Let us serve you.
After a lifetime of service, you deserve benefits that work for you—not a confusing maze of Medicare options that leave you questioning your decisions.
Whether you’re enrolled in VA health care, TRICARE for Life, or receiving care at community providers, Medicare can play a crucial role in expanding your access to care and lowering your out-of-pocket costs.
But knowing how everything fits together? That’s where we come in.
Meet Kate: This Mission is Personal.
My name is Kate Spilsbury, and supporting veterans is more than a part of my job—it’s a part of who I am.
I come from a long line of patriots—my parents, grandparents, and great-grandparents served our country with pride and honor. Their stories shaped my deep respect for those who wear the uniform, and it’s why I partner with organizations like HelpVet to make sure veterans and their families understand their full range of health care options.
At Mere, we believe no veteran should feel limited in their health care choices—or pay more than they need to.
Book An Appointment NOW!
Ready to secure your peace of mind through the best insurance plan for you and your family? Look no further! Mere is here to guide you every step of the way.
Veterans Often Ask… Do I Even Need Medicare?
Here’s the short answer:
Yes, most veterans benefit from enrolling in Medicare—especially Parts A & B. Why? Because it gives you:
Flexibility outside of the VA system
Access to more doctors and hospitals
Backup coverage if you ever need non-VA care
Peace of mind that you won’t face unexpected bills
And if you’re already enrolled in VA or TRICARE, adding Medicare can enhance—not replace—your current benefits.
What We Help With
Understanding how Medicare works with VA and TRICARE
Reviewing Part B enrollment timing (especially if you delayed it)
Exploring Medicare Advantage plans designed specifically with veterans in mind
Finding the right supplemental coverage, if needed
Here’s How It Works
We'll get to know your specific situation—VA benefits, TRICARE eligibility, military retirement, and more.
We’ll show you how Medicare fits into your world. No pressure. Just real answers.
If we find a fit, we’ll walk you through the process from start to finish. You’ll never feel alone.
Have questions?
Our MereCare Team is here to help you every step of the way—from scheduling your appointment to making sure your enrollment is smooth and stress-free.
Important for Veterans and Military Personnel
If you're enrolled in VA health care or TRICARE, you are considered to have qualifying health coverage under the Affordable Care Act. As a result, you're not eligible for premium tax credits (subsidies) for Marketplace plans .
However, your family members who aren't covered by VA or TRICARE may still qualify for subsidies through the Marketplace, depending on their income and household size.
For more details on how your military benefits interact with Marketplace coverage, visit our Veteran Help & Discounts page.
You’ve Sacrificed Enough. Don’t Pay More Than You Have To.
Let us simplify Medicare—so you can enjoy the peace and freedom you fought for.
Frequently Asked Questions: Veterans & Medicare
If I already have VA health care, do I really need Medicare?
Yes. VA care isn’t guaranteed and only works at VA facilities. Medicare gives you access to more doctors and hospitals and acts as a backup in emergencies.
What if I have TRICARE for Life?
TRICARE for Life requires enrollment in both Medicare Part A and B. Once you have both, TRICARE works as your secondary insurance. We can help you optimize this coordination.
Will I lose my VA benefits if I sign up for Medicare?
No. Medicare is a separate program and does not impact your VA benefits.
Are there special Medicare Advantage plans for veterans?
Yes. Some plans are designed with veterans in mind—often with $0 premiums and extra perks—but they can vary by location. We’ll help you explore what’s available in your area.
Do you help spouses or surviving spouses of veterans?
Absolutely. Many spouses qualify for Medicare and may have VA or CHAMPVA coverage. We’ll walk through all the options available to you.
What does it cost to work with you?
Nothing. Our services are always no-cost to you. We’re paid by the insurance companies if you enroll in a plan through us—but our loyalty is to you.
We do not offer every plan available in your area. Currently, we represent 10 organizations which offer 90 products in your area. Please contact
Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options. This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov
Did you know? As a veteran you may qualify for a lifeline phone with no cost.
Want to Learn More?
Visit my HelpVet Page for additional resources, military discounts, and more about how I support veterans and their families.
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Licensed Insurance Agency
Not connected with or endorsed by the United States government or the federal Medicare program
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Medicare has neither reviewed nor endorsed this information. Not affiliate with or endorsed by the United States government, the federal Medicare program. Social Security, or
Healthcare.gov.
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[email protected]. We’ll be happy to help.
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