We offer a variety of dental plans, including traditional dental insurance and dental indemnity plans. Some focus on preventive care and basic services, while others cover major work like crowns, dentures, or implants. We’ll help you choose a plan that fits your needs and budget.

Yes! We offer both dental plans with optional vision benefits and stand-alone vision plans. You can get coverage for eye exams, glasses, contacts, and even discounts on procedures like LASIK, depending on the plan you choose.

Traditional dental insurance typically works within a network and helps cover part of your dental costs after copays and deductibles.

A dental indemnity plan, like the one our founder Kate personally carries for her family, pays you a set cash amount based on the services you receive — regardless of the dentist you choose. This flexibility can be a smart choice if you want more freedom or have lower dental needs but still want help covering costs.

Dental insurance costs can vary depending on the type of coverage you choose, your location, and your family size. Basic preventive plans can start as low as $10–$20 per month, while more comprehensive coverage may cost more. We'll review all options so you can find the right fit.

It depends on the plan you select. Some plans allow you to see any provider, while others work best if you stay within their network. If keeping your provider is important to you, just let us know — we'll make sure we find a plan that works.

Coverage varies by plan, but many dental insurance policies help with:

• Routine cleanings and exams

• X-rays

• Fillings

• Root canals

• Crowns and bridges

• DenturesOrthodontics (sometimes with waiting periods)
  

We’ll walk you through the specifics so there are no surprises.

Some dental plans may have waiting periods for major services like crowns or root canals. However, many preventive services like cleanings and exams are covered right away. Vision coverage typically starts without a waiting period. We'll show you the timing based on the plan you choose.

Many plans can start as soon as the first of next month. If you have urgent needs, let’s talk — some indemnity plans and discount programs can offer faster help.

The Allstate Dental Indemnity Plan is a flexible, cash-based dental plan that pays you for covered services directly — even if you use an out-of-network dentist. Kate, our founder, carries this plan personally for her family and has received thousands of dollars in cash benefits over the years. It’s a smart option if you want flexibility and fast reimbursement.

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Dental indemnity plans are great if:

• You don’t need a lot of dental work but want help with costs.

• You want to choose any dentist without network restrictions.

• You prefer a plan that pays you cash benefits to use as you need.

If you’re unsure which type of plan is best, we’ll help you compare your options.

Yes! Many plans offer bundled discounts when you combine dental and vision coverage. We'll help you explore ways to save money and simplify your coverage.

Even if you have employer coverage, a supplemental dental indemnity plan can provide extra protection. It can help cover costs that your regular insurance doesn't pay — like deductibles, copays, and out-of-network services.

You can request a quote directly through our website or schedule a quick call with our team. We'll help you compare options and find the coverage that makes the most sense for your needs.