Medicare Enrollment
Let’s Make This Easy
You’ve done the research. You know you’re eligible.
Now let’s get you enrolled—with the right forms, timelines, and support to make sure nothing falls through the cracks.
Still feeling unsure about how to start?
You’re not alone. Medicare enrollment comes with choices, deadlines, and more than a few forms. It’s easy to feel stuck.
At Mere, we guide you every step of the way—at no cost.
Whether you’re turning 65, retiring, or applying late due to employer coverage, our team can walk you through everything.
Haven’t read our Medicare Basics & Eligibility page yet?
How to Enroll in Medicare
STEP 1: Choose How You’ll Apply
Apply Online (Fastest & Easiest)
Visit the official Social Security site:
Just Medicare: ssa.gov/benefits/medicare
Medicare + Social Security Retirement Benefits: ssa.gov/retire
Takes about 10 minutes to complete
Heads-up: You may run into issues if your personal details are incorrect in SSA’s system. Reach out to us if this happens.
Apply by Phone
Call the Social Security Administration at:
📞 1-800-772-1213 (TTY: 1-800-325-0778)
📞 Railroad Retirement? Call 1-877-772-5772
📅 They may complete your application over the phone or schedule a future appointment. Expect mailed forms and possible processing delays.
Apply In Person
Visit your local Social Security office. Find one here:
💡 Tip: Ask for written confirmation showing you’ve applied. You’ll need this to apply for a Medicare Supplement or Drug Plan.
Delayed Enrollment? You’ll Need Two Forms
If you delayed Medicare because of employer coverage, here’s what you’ll need:
| Form | What It’s For | Download |
|---|---|---|
| CMS-40B | Apply for Medicare Part B | Download Form |
| CMS-L564 | Verify Employer Group Coverage | Download Form |
Submit these together to your local SSA office or upload them to your SSA account.
Need help filling them out? We do this every day.
After You Enroll in Medicare Parts A & B
Now it’s time to choose your coverage path:
Original Medicare + Medigap + Part D
Medicare Advantage (Part C)
Our licensed team will walk you through the pros and cons, help you review doctor and medication networks, and ensure your plan fits your lifestyle.
Frequently Asked Questions
Do I have to be receiving Social Security to apply for Medicare?
No. You can apply for Medicare even if you’re delaying Social Security income benefits.
What if I miss my enrollment period?
You may need to wait for the General Enrollment Period (Jan–Mar) and could face penalties. Reach out so we can review your options.
How long does it take to get my Medicare card?
Typically 2–3 weeks after processing. Be sure to apply early.
I’m helping a spouse or parent—can you guide us both?
Yes. Each person needs to enroll separately, but we can help you coordinate both enrollments.
Your Next Step Starts Here
The Medicare system wasn’t built to be easy—but our team was.
We'll make sure you don’t miss a form, deadline, or option that could save you time, money, and stress.
Certified Medicare Insurance Planner™
DBA, authorizes the use of its trademarks CMIP®, and Certified Medicare Insurance Planner™ to agents that have met Certified Medicare Insurance Planner™, DBA administration's initial and ongoing requirements. The Federal Government, CMS, and Medicare do not affiliate with or endorse ANY professional designation, which includes the CMIP® designation.
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Not connected with or endorsed by the United States government or the federal Medicare program
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Medicare has neither reviewed nor endorsed this information. Not affiliate with or endorsed by the United States government, the federal Medicare program. Social Security, or
Healthcare.gov.
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