Mere Benefits
Travel Insurance

Don’t Let a Medical Emergency Abroad Become a Nightmare

You packed your bags. You planned the dream trip. But what happens if your health doesn’t go according to plan?

Meet Cheryl


Cheryl’s husband was enjoying a cruise when he suddenly needed a ventilator. From that moment, everything changed: a boat to port, an ambulance to the airport, a private medical jet to Miami, and another ambulance to the hospital. Tragically, he passed the next day.

But their travel health insurance paid for every bit of it.

I would never travel again without it,” Cheryl said. “It saved me in the worst moment of my life.

The Truth Is: Most U.S. Health Plans Don’t Follow You Overseas

  • Medicare doesn’t cover you abroad.

  • Many foreign hospitals require cash upfront —no treatment without it.

  • Reimbursement-based plans are stressful when you're sick or scared.

  • GeoBlue pays first dollar, directly—so you’re not chasing receipts.

This Isn’t Trip Cancellation Insurance.

This is Emergency Medical Protection.

You get:

  • Coverage for illness, injuries, and medical emergencies

  • Medical evacuation—including airlift to the U.S.

  • Repatriation of remains

  • COVID coverage

  • Coverage for terrorism and bio-events

  • The ability to fly a loved one out to help you in a crisis

  • U.S.-based claims support and English-speaking doctors

Who Is This For?

GeoBlue has plans for:

  • Single trips (up to 182 days)

  • Frequent flyers (annual multi-trip plans)

  • Expats and foreign nationals

  • Students, missionaries, marine crews, and remote workers

From Someone Who Uses It Herself:


Kate Spilsbury, owner of Mere Benefits, keeps a year-round GeoBlue policy for her and her family.

"We travel a lot, especially out of the country and on cruises. I never want to worry about an emergency derailing our lives—or draining our savings."

It’s More Affordable Than You Think


Most people worry they’re “insurance poor”—but GeoBlue plans are often just a few dollars a day.

You’ll get peace of mind without draining your wallet.

You Deserve to Travel with Confidence


You’ve worked hard to enjoy life. Don’t let a health crisis in another country ruin it all. Whether it’s a dream vacation, a mission trip, or regular international travel, GeoBlue is the coverage you didn’t know you needed—until you do.

Start your quote today

Frequently Asked Questions

Is this the same as trip cancellation insurance?

No. This is not for missed flights or lost luggage. This is for medical emergencies, like getting sick, injured, or hospitalized while you're outside the U.S.

Does my regular health insurance cover me overseas?

In most cases, no—especially with Medicare. Even if your plan claims to offer some coverage abroad, it usually involves reimbursement, huge out-of-pocket costs, and strict limitations.

What does travel medical insurance cover?

GeoBlue covers:

  • Emergency medical care for illness or injury

  • Medical evacuation and transport back to the U.S.

  • Repatriation of remains

  • COVID-related emergencies

  • Some coverage during terrorism or bio-event situations

  • Flying a loved one out to help in a crisis

  • 24/7 access to English-speaking doctors and support

Who should consider a travel medical policy?

Anyone leaving the country—including:

  • Vacationers

  • Cruisers

  • Frequent flyers

  • Students and study-abroad programs

  • Missionaries and humanitarian workers

  • Remote workers or digital nomads

  • Marine crew

  • U.S. citizens living abroad or foreign nationals living in the U.S.

Is this first-dollar coverage or do I pay out of pocket first?

GeoBlue is first-dollar coverage—meaning they pay the provider directly. You’re not stuck paying up front and hoping to get reimbursed later.

How much does it cost?

It depends on your trip and health, but many plans are very affordable—often just a few dollars a day. It’s a small price for peace of mind.

Does GeoBlue cover pre-existing conditions?

Yes, some plans offer coverage for pre-existing conditions, especially for short-term travel. We’ll help you pick the right one based on your needs.

Will this cover getting my body home if I pass away overseas?

Yes. GeoBlue includes repatriation of remains, so your family isn’t left with the burden or cost of bringing you home.

How do I get started?

You can [get a quote or enroll online here], or give our team a call. We'll help you figure out what kind of coverage fits your trip.

Need Help? The MereCare Team is here for you year-round.

Licensed Insurance Agency


We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

This website is not affiliated with or endorsed by any government agency, including the United States government, the federal Medicare program, the Social Security Administration, the Department of Health and Human Services, or the Centers for Medicare & Medicaid Services.

This is a proprietary website and is not associated with Healthcare.gov.


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