No, Medi-Share is not health insurance. It is a Christian community where members voluntarily share each other’s medical expenses.

Each month, members contribute their monthly share amount. Those funds are used to help pay for other members' eligible medical needs, according to the Medi-Share guidelines.

No. Because Medi-Share is not insurance, there is no legal guarantee that your medical bills will be paid. However, in over 25 years of operation, members have faithfully shared billions of dollars in medical needs.

• Only eligible medical expenses are shared, based on Medi-Share’s guidelines.

• Pre-existing conditions may have limitations.

• Certain lifestyle and faith-based requirements must be met.

Yes. All members must agree to a statement of faith and commit to living a healthy, biblical lifestyle, including abstaining from tobacco and illegal drug use.

Medi-Share has a large network of preferred providers, but you are not limited to it. Using in-network providers can lower your costs.

Some examples include:

• Routine preventive care unless otherwise specified

• Expenses related to unbiblical lifestyles

• Cosmetic procedures Always review the current Medi-Share guidelines to fully understand what is and isn’t eligible.

We understand that Medi-Share isn’t the right fit for everyone. That’s why we also offer another community-based sharing program through USA Health Plans by Altrua Healthshare — with no religious attestation required.

• Monthly contributions go toward eligible medical needs

• Ideal for self-employed individuals, families, or those priced out of traditional insurance

• Pre-existing conditions are not eligible for sharing for the first 2 years

• You can explore and enroll at your own pace

  Click here to learn more or enroll

  This option still operates outside of traditional insurance but offers a community-based approach to managing medical expenses — without the faith requirements of Medi-Share.