Your Health & Medicare Partner for All of Northeast Florida
Your Health & Medicare Partner for All of Northeast Florida
Serving Jacksonville, Clay, St. John’s, Nassau, and surrounding counties with Medicare, ACA, self-employed, and group coverage guidance.
The Problem
Healthcare in Northeast Florida is complicated. From Medicare and ACA Marketplace plans to self-employed health options and group benefits, one wrong decision can leave you paying too much—or without the coverage you need. And with every county having different providers and networks, where do you even start?
Your Local Guide for All NEFL Counties
At Mere Benefits, we’ve been helping Floridians navigate health coverage since 2010 and proudly serve all of Northeast Florida from our Jacksonville office. Since opening Mere Benefits in 2018, our team has helped thousands of families, retirees, veterans, and business owners find the right coverage—without the confusion.
Jacksonville & Duval County
Northside, Southside, Westside, Riverside, Mandarin, Beaches, Arlington, San Marco, Downtown
From Riverside to the Beaches, Jacksonville residents trust us to simplify Medicare, ACA Marketplace plans, and private health options. We know the local hospitals—Baptist, UF Health, Mayo Clinic, and Ascension St. Vincent’s—and help you choose coverage that truly works for you.
Clay County
Orange Park, Middleburg, Green Cove Springs, Lake Asbury, Oakleaf, Ascension St. Vincent's
Clay County families and retirees—from Oakleaf to Lake Asbury—need coverage that fits both their budget and local providers like Orange Park Medical and Baptist Health. We make Medicare, ACA, and group plans simple for this growing community.
St. John’s County
St. Augustine, Nocatee, Fruit Cove, Palm Valley, Vilano Beach, Hastings, St. Augustine Beach
With its historic charm and booming growth, St. John’s County needs flexible coverage solutions—especially for higher-income earners who don’t qualify for subsidies. We help retirees, families, and business owners explore Medicare, private PPOs, and Direct Primary Care options that work with Mayo Clinic and UF Health Flagler.
Nassau County
Fernandina Beach, Amelia Island, Yulee, Callahan, Hilliard, Bryceville, Keystone Heights
From retirees on Amelia Island to young families in Wildlight and Tributary, Nassau County residents face unique provider challenges. We help you find Medicare and health plans that keep care close to home with UF Health and Baptist Medical Center Nassau.
Note: We also assist select clients in rural areas like Baker County with Medicare and private health coverage, ensuring they have access to the care they need without unnecessary confusion.
Hospitals & Provider Networks
We know the local networks across NEFL—UF Health (North, 8th Street, Wildlight, Flagler), Baptist Health Downtown, Baptist South, Baptist Beaches, Orange Park Medical, Memorial, St. Vincent’s, Ed Fraser Memorial Hospital and Mayo Clinic—and we help you choose plans that work with the doctors and facilities you trust.
Our Services Across NEFL
Medicare Made Simple
We compare Medicare Advantage, Supplements, and Part D plans tailored to each county’s provider landscape.
Marketplace (ACA) & Private PPOs
Whether you qualify for a subsidy or need high-income alternatives, we’ll find a plan that fits your family or individual needs.
Self-Employed & Business Owner Health Plans
Private PPOs, Medi-Share, and other flexible options are available for entrepreneurs across NEFL.
Group Benefits
We design group coverage for small businesses that want to attract and retain employees without overspending.
Social Security Optimization
As a Registered Social Security Analyst (RSSA®), we help coordinate your Social Security benefits with Medicare and retirement.
Veterans’ Health Coverage
We assist veterans and their families with plans that complement VA or TRICARE benefits.
Your 3-Step Plan to Confidence
Book Your Free Review. We’ll discuss your needs and preferred providers.
Explore All Options. From Medicare to group plans, we’ll find the right fit.
Enjoy Peace of Mind. Know your plan works across Northeast Florida and beyond.
Imagine This
With the right health coverage, you can focus on enjoying all that NEFL offers—Jacksonville’s Riverwalk, St. Augustine’s beaches, Clay County’s small-town charm, and Amelia Island’s coastal beauty—without worrying about healthcare confusion or big bills.
Get trusted, local health insurance guidance for all of Northeast Florida.
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Licensed Insurance Agency
Not connected with or endorsed by the United States government or the federal Medicare program
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Medicare has neither reviewed nor endorsed this information. Not affiliate with or endorsed by the United States government, the federal Medicare program. Social Security, or
Healthcare.gov.
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We are committed to making our website accessible to everyone. If you have any difficulty accessing our site, please call us at 904-654-5450 or email us at
[email protected]. We’ll be happy to help.
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