Why Doesn’t My Income Match My 1095-A?
Let’s walk through how Marketplace reconciliation works and why your income and your 1095-A are not supposed to “match.”
Explore the latest articles from Mere Benefits—designed to help you navigate Medicare, the Marketplace, Social Security strategies, and more with clarity and confidence.

Let’s walk through how Marketplace reconciliation works and why your income and your 1095-A are not supposed to “match.”

The Confusion (Where This Usually Starts) You may hear something like this from a well-intentioned friend or family member

If you’re on a Medicare Dual Special Needs Plan (D-SNP), you may be asking a frustrating question this year:

As of January 1, 2026, the VBID program is officially over. If you’re enrolled in a Medicare Advantage Prescription Drug (MAPD) plan and noticing changes — or hearing mixed messages about food cards, grocery allowances, or home support benefits — you’re not alone.

How to Tell — Because the Name Gets Used Incorrectly All the Time

Doctors and medical providers are doing incredibly important work. They diagnose. They treat. They care for people at their most vulnerable moments. And the truth is—we need them focused there.
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