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Explore the latest articles from Mere Benefits—designed to help you navigate Medicare, the Marketplace, Social Security strategies, and more with clarity and confidence.

SETARA: The Social Security Secret That Could Mean Thousands More in Retirement

SETARA: The Social Security Secret That Could Mean Thousands More in Retirement

SETARA: The Social Security Secret That Could Mean Thousands More in Retirement
Mere Benefits
Published on: 09/02/2025

When it comes to Social Security, most people think the only choice they have is when to file—62, full retirement age, or 70. But there’s a smarter, more strategic way to make that decision, and it can mean thousands of dollars more in your lifetime benefits.

Senior Discounts in 2025: What You Need to Know (And Why You Should Always Ask!)

Senior Discounts in 2025: What You Need to Know (And Why You Should Always Ask!)

Senior Discounts in 2025: What You Need to Know (And Why You Should Always Ask!)
Mere Benefits
Published on: 09/02/2025

Recently, I was at Wendy’s when I overheard a man ask for his senior discount. The cashier smiled, adjusted the total, and he explained to me that seniors 55+ can get 10% off their order every day—but only if they ask.

How to Appeal IRMAA (Income-Related Monthly Adjustment Amount)

How to Appeal IRMAA (Income-Related Monthly Adjustment Amount)

How to Appeal IRMAA (Income-Related Monthly Adjustment Amount)
Mere Benefits
Published on: 09/02/2025

You worked hard your whole life, and now that you’re on Medicare, you expect your premiums to be predictable and affordable. Then suddenly, you receive a notice that your Medicare Part B and Part D premiums are increasing because of IRMAA (Income-Related Monthly Adjustment Amount)

Understanding IRMAA: What It Means for Your Medicare Costs

Understanding IRMAA: What It Means for Your Medicare Costs

Understanding IRMAA: What It Means for Your Medicare Costs
Mere Benefits
Published on: 09/01/2025

If you’ve planned carefully for retirement, the last thing you want is a surprise bill from Medicare. Yet every year, many retirees are caught off guard by something called IRMAA—and it can make your Medicare premiums much higher than you expected.

Which Medicare Supplement Plans Can You Get with Guaranteed Issue

Which Medicare Supplement Plans Can You Get with Guaranteed Issue

Which Medicare Supplement Plans Can You Get with Guaranteed IssueMere Benefits
Published on: 09/01/2025

Losing group health coverage, moving to a new state, or having your Medicare Advantage plan end can be stressful. The last thing you need is to be told you can’t get the Medicare Supplement plan you want

Simplifying Health Insurance in St. Marys, GA

Simplifying Health Insurance in St. Marys, GA

Simplifying Health Insurance in St. Marys, GA
Mere Benefits
Published on: 08/31/2025

St. Marys, Georgia, is a special place. Whether you’re walking along the waterfront downtown, heading out on the ferry to Cumberland Island, or gathering with neighbors for the Rock Shrimp Festival, there’s a unique sense of belonging here. Families look out for each other. Seniors are respected. Small businesses keep the town alive.

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