Affordable Health Insurance Options for Jacksonville Entrepreneurs

Affordable Health Insurance Options for Jacksonville Entrepreneurs

July 10, 20252 min read

If you’re self-employed in Jacksonville, you already wear every hat in your business. But when it comes to health insurance? It’s not something you should DIY.

Entrepreneurs in Northeast Florida have more options than you think—we help you sort through them, clearly and quickly.


Your Options May Include:

Marketplace (ACA) with income-based subsidies
Private PPO plans (not available on the Marketplace)
Medi-Share or faith-based cost sharing
Direct Primary Care + major medical pairing
Supplemental gap coverage for extra protection

Your income might vary—but your health plan doesn’t have to.

Frequently Asked Questions (FAQ)

Health Insurance for the Self-Employed in Northeast Florida

What health insurance options do I have if I’m self-employed?

You may qualify for:

  • Marketplace (ACA) plans with income-based subsidies

  • Private PPO plans not found on the Marketplace

  • Faith-based cost sharing like Medi-Share

  • Direct Primary Care memberships paired with major medical

  • Supplemental plans for extra coverage

Do I qualify for a subsidy on the Marketplace?

Yes—if your income meets certain levels, you may be eligible for premium tax credits. We’ll help you estimate it accurately so you don’t overpay or owe at tax time.

Are private PPO plans better than ACA plans?

It depends on your needs and budget. Private PPOs offer broader networks but usually cost more. We'll help you compare both options clearly.

What is Medi-Share or faith-based sharing?

These are non-insurance alternatives where members share medical costs. They can be more affordable but come with eligibility rules and limitations.

How does Direct Primary Care (DPC) work?

DPC is a membership-based care model where you pay a monthly fee for unlimited visits and access to your doctor—often paired with a major medical plan for full protection.

I’m a freelancer/contractor—can I write off my premiums?

Yes. Self-employed individuals often qualify for deductions on health insurance premiums. We can walk you through what’s eligible and help you stay compliant.

How do I choose the right plan for my business and lifestyle?

Talk to our local team at Mere Benefits. We’ll simplify your options and help you enroll in a plan that works for your income, risk level, and goals.


We help Jacksonville-based freelancers, realtors, consultants, and contractors choose the best-fit plan and stay compliant with tax-time reporting.

📍 Learn more at www.merebenefits.com or schedule a strategy call today. #simplyforyourbenefit

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Disclaimer

Not affiliated with or endorsed by Medicare, Social Security, Healthcare.gov, or any government agency.

Need Help? The MereCare Team is here for you year-round.

Licensed Insurance Agency

Not connected with or endorsed by the United States government or the federal Medicare program

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or ‍1-800-MEDICARE to get information on all of your options.

Medicare has neither reviewed nor endorsed this information. Not affiliate with or endorsed by the United States government, the federal Medicare program. Social Security, or
Healthcare.gov.


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