
Affordable Health Insurance Options for Jacksonville Entrepreneurs
If you’re self-employed in Jacksonville, you already wear every hat in your business. But when it comes to health insurance? It’s not something you should DIY.
Entrepreneurs in Northeast Florida have more options than you think—we help you sort through them, clearly and quickly.
Your Options May Include:
✅ Marketplace (ACA) with income-based subsidies
✅ Private PPO plans (not available on the Marketplace)
✅ Medi-Share or faith-based cost sharing
✅ Direct Primary Care + major medical pairing
✅ Supplemental gap coverage for extra protection
Your income might vary—but your health plan doesn’t have to.
Frequently Asked Questions (FAQ)
Health Insurance for the Self-Employed in Northeast Florida
What health insurance options do I have if I’m self-employed?
You may qualify for:
Marketplace (ACA) plans with income-based subsidies
Private PPO plans not found on the Marketplace
Faith-based cost sharing like Medi-Share
Direct Primary Care memberships paired with major medical
Supplemental plans for extra coverage
Do I qualify for a subsidy on the Marketplace?
Yes—if your income meets certain levels, you may be eligible for premium tax credits. We’ll help you estimate it accurately so you don’t overpay or owe at tax time.
Are private PPO plans better than ACA plans?
It depends on your needs and budget. Private PPOs offer broader networks but usually cost more. We'll help you compare both options clearly.
What is Medi-Share or faith-based sharing?
These are non-insurance alternatives where members share medical costs. They can be more affordable but come with eligibility rules and limitations.
How does Direct Primary Care (DPC) work?
DPC is a membership-based care model where you pay a monthly fee for unlimited visits and access to your doctor—often paired with a major medical plan for full protection.
I’m a freelancer/contractor—can I write off my premiums?
Yes. Self-employed individuals often qualify for deductions on health insurance premiums. We can walk you through what’s eligible and help you stay compliant.
How do I choose the right plan for my business and lifestyle?
Talk to our local team at Mere Benefits. We’ll simplify your options and help you enroll in a plan that works for your income, risk level, and goals.
We help Jacksonville-based freelancers, realtors, consultants, and contractors choose the best-fit plan and stay compliant with tax-time reporting.
📍 Learn more at www.merebenefits.com or schedule a strategy call today. #simplyforyourbenefit