Florida KidCare Isn’t the Only Option: What to Do When Your Child Is Denied Coverage

You filled out the Florida KidCare application, waited weeks, and then got a letter that left you speechless.

Denied.

Now what? Your child still needs coverage. But you’re not sure what options are left—or who to trust for guidance.

At Mere, we help families every single week who are dealing with KidCare denials, income confusion, or sudden loss of Medicaid. We believe your child’s health shouldn’t depend on how well you navigate a government website.

You deserve clear next steps—and that’s what we’re here to provide.

Florida KidCare is a great program—but it’s not the only path.

Sometimes the system says your income is too high. Sometimes a paperwork issue blocks approval. Sometimes families fall just outside the guidelines.

The result? A coverage gap that leaves your child uninsured—unless you know what to do next.

Common Reasons for Denial or Removal:

• Household income exceeds the state limit for subsidized KidCare

• Incomplete or outdated application information

• A parent was offered employer-sponsored coverage—even if it’s unaffordable

• Missed redetermination deadlines

• Recent move to Florida without qualifying documentation
  
  

If any of these sound familiar, you’re not alone—and you’re not out of options.

Here’s What You Can Do:

1. Call our team for a no-cost review of your situation

2. Share a copy of the denial letter (if available)

3. We’ll walk you through private plan options or alternatives for coverage

4. We’ll help you apply for plans that fit your child’s age, needs, and your family’s budget

How Mere Helps:

• We explain Marketplace plans available for children at low monthly costs

• We review eligibility for Special Enrollment Periods due to loss or denial of Medicaid/KidCare

• We compare multiple companies—not just one

• We give you a clear path forward, even when Florida KidCare says “no”
  
  

In many cases, children can get great coverage for as little as $10–$20/month—and if that’s not an option, we’ll help you explore the next best fit.

Your child deserves coverage. You deserve clarity.

Don’t wait until a doctor’s visit or emergency forces your hand.
Let’s make sure your family is protected—today and tomorrow.

Call or text (904) 654-5450 or visit www.merebenefits.com to get started.

Frequently Asked Questions

My child was denied KidCare—can I still get them covered?

Yes. Depending on your income and other factors, your child may qualify for a low-cost Marketplace plan or another private option.

Is KidCare income-based?

Yes, but it's tiered. Some families pay $0–$20/month, while others are offered full-pay plans around $250/month per child. If that's unaffordable, we’ll explore other plans.

Do I need to wait for Open Enrollment?

If you’ve received a denial or removal notice from Medicaid/KidCare, that may trigger a Special Enrollment Period (SEP). We’ll help you understand your timeline and next steps.

What if I already have insurance for myself but not my kids?

You don’t have to insure the whole family on the same plan. We can help find standalone child coverage that fits your family setup.